Micro-agencies and fractional teams are reshaping how work happens across borders. Learn how Rafiki automates time-sheeting, multi-party invoicing, and instant split-payments to power collaboration that moves at the speed of work.

Freelancers and agencies across Reddit are still chasing overdue invoices. Here’s what payment friction really costs, and how automation and stablecoin rails are changing global payouts.

Deel and Apron are built for payroll. Rafiki is built for collaboration with instant payments, multi-party invoicing, and cross-border fees from just 0.2%.

Both Rafiki and Deel help global teams work across borders, but they solve different problems. Deel is designed for employers who hire and manage full-time or contract workers. Rafiki, on the other hand, is built for agencies, micro-agencies, and flexible teams who collaborate on shared projects, subcontract work, and need to split invoices and payments between multiple contributors.

Rafiki Works can help you pay and receive payments quickly and affordably by verifying independents and other businesses through KYC and KYB, access to stablecoin wallets, and a multi-party invoicing solution to manage flexible teams and payments across borders with ease.

Q&A with Rafiki Works founder Greg Cooke - Original Feature on Rafiki Works on Tech Cabal here: https://techcabal.com/2025/10/03/quick-fire-with-greg-cooke/eg

What are the best tools agencies use for global collaboration, team management, invoicing and more in 2025? Compare Rafiki OS, Slack, Notion, Asana, and more.

Rafiki Works Featured On Disrupt Africa: How Rafiki makes payments, subcontracting and collaboration across borders seamless.

Europe’s Fractional Future: How Collaborative Subcontracting & Fractional Talent Is Rewiring Work. Specialist platforms like Rafiki Works and Rafiki OS, purpose built for fractional talent, agencies, b2b collaboration and subconrtacting, and the associated flow of funds across borders makes this new way of work easy, affordable, fast, compliant, and turnkey.

Find the best countries to hire freelancers, fractional talent, and micro-agencies in 2026. Discover why South Africa is emerging as a global fractional talent hub.