Why Multi-Party Payments & Split Invoicing Are a Game Changer for Digital Agencies

By
Rafiki
21
August 2025

Digital agencies can simplify multi party payments and subcontracting. Rafiki OS helps manage subcontractors and projects with smart invoicing, fractional talent, and cross-border payments for B2B and P2P collaborations.

Why do digital agencies struggle with subcontractor payments

Digital agencies often scale quickly by pulling in freelance specialists across design, development, and marketing. This creates complex subcontracting chains where one project may involve multiple collaborators, each with their own invoice.

What is the risk of manual payment management

Agencies that manage payments manually face delays, errors, and compliance risks. Inconsistent invoices and multiple currencies add friction that slows down delivery and damages freelancer relationships.

How can smart invoicing improve agency workflows

Smart invoicing enables agencies to:

  • Consolidate multiple invoices into one client facing document
  • Split and merge invoices across currencies
  • Route payments to subcontractors automatically
  • Track all payouts in one dashboard

How does Rafiki OS support agencies

Rafiki OS is built for flexible teams:

  • Invoice splitting and consolidation for multi party projects
  • Instant global payments with stablecoin and fiat support
  • Compliance and onboarding for freelancers and micro agencies
  • Tools to manage subcontractors without admin overload

FAQs

What is multi party invoicing for agencies

  • It is the process of consolidating multiple subcontractor invoices into one streamlined workflow.

Why do no-code agencies need better payment tools

  • They work with many collaborators per project, creating payment complexity.

Can Rafiki OS handle payments in multiple currencies

  • Yes, Rafiki supports USD, EUR, ZAR, and more with instant settlement.

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